The Boy Scouts of America's national leadership will vote Thursday whether to allow openly gay Scouts in its ranks, a critical and emotionally charged moment for one of the nation's oldest youth organizations...More >>
The Boy Scouts of America threw open its ranks Thursday to gay Scouts but not gay Scout leaders - a fiercely contested compromise that some warned could fracture the organization and lead to mass defections of members and...More >>
Thursday, May 23 2013 7:03 PM EDT2013-05-23 23:03:49 GMT
BEREA, Ohio (AP) - Browns quarterback Brandon Weeden is heading home to Oklahoma to help anyway he can in the aftermath of the deadly tornado. Weeden said his wife, Melanie, has family in Moore, Okla.,More >>
BEREA, Ohio (AP) - Browns quarterback Brandon Weeden is heading home to Oklahoma to help anyway he can in the aftermath of the deadly tornado.More >>
Thursday, May 23 2013 7:02 PM EDT2013-05-23 23:02:44 GMT
LORDSTOWN, Ohio - The General Motors Lordstown plant is hosting sets of wheels different from the ones that come off of their production lines. The UAW-GM All American Bike Show is underway to help raiseMore >>
LORDSTOWN, Ohio - The General Motors Lordstown plant is hosting sets of wheels different from the ones that come off of their production lines.More >>
Thursday, May 23 2013 6:57 PM EDT2013-05-23 22:57:53 GMT
COLUMBUS, Ohio (AP) - A bill being proposed by two Ohio lawmakers would remove the 20-year statute of limitations for prosecuting rape and sexual battery cases. Attorney General Mike DeWine's office saidMore >>
COLUMBUS, Ohio (AP) - A bill being proposed by two Ohio lawmakers would remove the 20-year statute of limitations for prosecuting rape and sexual battery cases.More >>
All that is left of Shayne Patterson's three-bedroom home is the tiny area where his wife hunkered down under a mattress to protect their three children when a tornado packing winds of at least 200 mph slammed...More >>
Students from a suburban Oklahoma City elementary school destroyed by this week's tornado reunited with their teachers Thursday and collected whatever could be salvaged from the ruins.More >>
Thursday, May 23 2013 6:48 PM EDT2013-05-23 22:48:13 GMT
COLUMBUS, Ohio (AP) - An eastern Ohio grand jury is resuming its examination of whether other laws were broken in the case of a 16-year-old girl raped by two high school football players. The panel inMore >>
COLUMBUS, Ohio (AP) - An eastern Ohio grand jury is resuming its examination of whether other laws were broken in the case of a 16-year-old girl raped by two high school football players.More >>
Thursday, May 23 2013 6:41 PM EDT2013-05-23 22:41:17 GMT
ALLENTOWN, Pa. (AP) - A Pennsylvania woman accused of stabbing her fiance to death on their wedding day has been convicted of murder. WFMZ-TV reports a jury in Allentown found Na Cola Franklin guiltyMore >>
ALLENTOWN, Pa. (AP) - A Pennsylvania woman accused of stabbing her fiance to death on their wedding day has been convicted of murder.More >>
Thursday, May 23 2013 6:37 PM EDT2013-05-23 22:37:07 GMT
PITTSBURGH (AP) - Ottawa Senators captain Daniel Alfredsson isn't sure his team can win three straight games against the Pittsburgh Penguins. The Penguins, though, don't consider that admission Alfredsson'sMore >>
PITTSBURGH (AP) - Ottawa Senators captain Daniel Alfredsson isn't sure his team can win three straight games against the Pittsburgh Penguins.More >>
It’s the one thing nobody travels without. From credit cards to currency, traveler’s checks to ATM’s, we’ve got you covered.
Credit Cards and Debit Cards
Plastic. It’s convenient, fits snugly in your pocket and requires very little effort to use. No quick mental calculations needed to buy a hat in Bombay. Or a hammock in Capri. Just swipe and go.
However, there are slight differences and benefits that go along with using credit cards vs. debit cards. There are some similarities, too.
Credit Cards – The main benefit to credit cards? Buy now. Pay later. Plus, when making purchases with a credit card, you’re entitled to numerous rights as a consumer. If there’s a problem, you can cancel payment. Or, if someone steals your card and goes on a shopping spree, you don’t have to pay for their new 12-piece dinette set or their trip to Timbuktu.
Debit Cards – If you’re on a tight budget, you can monitor your spending without carrying cash by using a debit card. Forget combing the streets looking for an ATM machine to get cash, a debit card deducts money directly out of your checking account with the swipe of a card.
* One drawback to the debit card – you typically can’t use it to make a hotel or rental car reservation. You can, however, pay for either one with it.
There are many. First, both can be used to get cash advances at ATM machines around the globe. Of course, you have to have an established PIN, and in most cases, it must be a four-digit number. If you don’t have a four-digit number, contact your bank or credit card company about getting your PIN changed before you go.
Both offer fantastic exchange rates (much better than you can get through a commercial bank). And both provide protection against fraud/unauthorized use. A big plus when traveling abroad.
One note of caution: Credit card interest rates on cash advances are notoriously high. Avoid doing this unless it’s truly an emergency.
The Name Game
The credit cards may not look the same, but they hold the same buying power throughout the world. To clear up any confusion, here are the different card names that mean the same thing in different countries:
MasterCard = Access card in Britain = EuroCard in European countries
Visa = BarclayCard in Britain = ChargeEx card in Canada
If you’ve lost your card during your whirlwind of international travel, here’s who to contact: