Traveler's Checks - WFMJ.com News weather sports for Youngstown-Warren Ohio

Traveler's Checks

OK, so if cash can be exchanged easily wherever you go, why should you bother with traveler’s checks? Simple. If someone steals them or you accidentally light them on fire during a romantic candlelight dinner, you can replace them within 24 hours. You can’t do THAT with cash, now can you?

While you do have to pay a small fee to get traveler’s checks, the security and exchange rate is worth it. Here are a few tips to consider when buying or using these checks:

  • Buy them in smaller denominations so you’re not stuck with a bunch of foreign currency when you’re ready to go home. If you still have a lot of checks left over at the end of your trip (nice job on the budget!), call your issuer and find out the nearest location where you can cash them without having to pay a transaction fee.
  • Make a list of all of the numbers of your checks. Then, keep that list in a separate location for security. As you use each check, make a note of it on your list.
  • Plan to use your traveler’s checks in larger cities, and stick to cash in rural areas and smaller towns. Larger cities are more used to dealing with the checks, so you’ll have an easier time of it. 
  • If you lose any of your checks during your trip, be sure you’re the one to call to get them replaced. Having someone other than the issued person call will only slow down the process.
  • Think brand names. Buy your checks from well-known companies, as they’re the ones more likely to be universally accepted. Here are three great places to buy your traveler’s checks:

American Express
http://www.americanexpress.com/homepage/mt_personal.shtml

Citicorp
http://www.citibank.com/domain/index1.htm

Visa Traveller’s Cheques
http://international.visa.com/ps/products/tchecks/

Credit Cards > ATMs > Currency/Exchange Rates > Traveler's Checks

  • More NewsMore>>

  • Credit card skimming reported at Mercer County service station

    Credit card skimming reported at Mercer County service station

    Friday, May 26 2017 5:06 PM EDT2017-05-26 21:06:52 GMT

    Authorities in Mercer county are investigating reports of thieves skimming credit guards to steal consumers personal information. It happened recently at Wagler's Camp Perry service station in Clarks Mills.   Skimming happens when thieves unlock gas pumps and connect a skimmer to the card reader which steals information when a customer swipes a credit or debit card. 

    More >>

    Authorities in Mercer county are investigating reports of thieves skimming credit guards to steal consumers personal information. It happened recently at Wagler's Camp Perry service station in Clarks Mills.   Skimming happens when thieves unlock gas pumps and connect a skimmer to the card reader which steals information when a customer swipes a credit or debit card. 

    More >>
  • BA says most flights running; angry passengers face delays

    BA says most flights running; angry passengers face delays

    Sunday, May 28 2017 12:26 PM EDT2017-05-28 16:26:25 GMT
    British Airways says it's continuing to work hard to resume a normal flight schedule at two London airports a day after a global IT failure crippled its services.More >>
    British Airways says it's continuing to work hard to resume a normal flight schedule at two London airports a day after a global IT failure crippled its services.More >>
  • West Salem utility vehicle crash hospitalizes three

    West Salem utility vehicle crash hospitalizes three

    Sunday, May 28 2017 7:20 AM EDT2017-05-28 11:20:53 GMT

    Police are investigating a crash that sent three people to the hospital Saturday night. Greenville-West Salem Police say three people were riding a side-by-side utility vehicle on Poplar Road around 9:30 when they hit a culvert pipe and flipped. The driver has a major laceration to the head and was flown to the hospital by medical helicopter. The two passengers were taken to hospitals, but the severity of their injuries is unknown. 

    More >>

    Police are investigating a crash that sent three people to the hospital Saturday night. Greenville-West Salem Police say three people were riding a side-by-side utility vehicle on Poplar Road around 9:30 when they hit a culvert pipe and flipped. The driver has a major laceration to the head and was flown to the hospital by medical helicopter. The two passengers were taken to hospitals, but the severity of their injuries is unknown. 

    More >>
Powered by Frankly
All content © Copyright 2000 - 2017 WFMJ. All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms