If your vehicle meets one that causes damage, the cost for repairs can range depending on who is at fault.

State law in Ohio requires motorists to first file a claim with their insurance company before requesting a city cover the costs.

"Then what they don't pick up, if in fact we are found to be liable, then the city is liable for the difference," said Gregg Hicks, Warren City Law Director.

Among the 21 claims filed with the city of Warren in 2014, only three claims were paid out. Each ranging from $100 to $200. So far in 2015, six claims have been filed, and so far none have been paid out.

Hicks said the city has to have prior knowledge and a reasonable amount of time to repair a pothole, before it's on the hook.

Potholes can rip holes in tires and bend rims. They can even do damage beyond the cosmetic, costing anywhere between $100 for a new tire to close to $1,000 if your vehicle needs new suspension parts.

Repairs are steady at Gerber Collision in Warren.

"If you hit it and it causes a lot of damage, you'll notice that your car could be pulling left or right, it could be out of line," said Larry Swiger, General Manager at Gerber Collision. "At that point in time, you should get that checked to make sure there's no further damage or bent items underneath the car."

AAA suggests you have collision coverage on your vehicle. Collision coverage does carry a deductible, so depending on the total damage cost, it may or may not be worth filing a claim with your insurance carrier.