Cash or Card? Experts discuss the best ways to protect your info - 21 News Now, More Local News for Youngstown, Ohio -

Cash or Card? Experts discuss the best ways to protect your information

Posted: Updated:
  • More NewsMore>>

  • Themes for WaterFire Sharon announced

    Themes for WaterFire Sharon announced

    SHARON, Pa. - WaterFire Sharon will return this summer to the Shenango River. The three big events will have several themes.  The theme on July 19th will be "Elements", August 23rd's theme will be "Origins"More >>
    SHARON, Pa. - WaterFire Sharon will return this summer to the Shenango River. The three big events will have several themes.  The theme on July 19th will be "Elements", August 23rd's theme will be "Origins"More >>
  • Hundreds expected to help with clean up of Dave Grohl Alley

    Hundreds expected to help with clean up of Dave Grohl Alley

    WARREN, Ohio - Hundreds are expected to show up in Warren on Saturday to take part in clean-up effort, after a vandal was caught on camera damaging a tribute to a Warren-born musician.From noon until 4More >>
    WARREN, Ohio - Hundreds are expected to show up in Warren on Saturday to take part in a clean-up effort, after a vandal was caught on camera damaging a tribute to a Warren-born musician.More >>
  • Motorists reminded of more Amish buggies on the roads

    Motorists reminded of more Amish buggies on the roads

    LISBON, Ohio - Orange barrels won't be the only thing motorists will have to watch for while traveling throughout Columbiana County.  Vehicles are often using the same lanes as Amish buggies and localMore >>
    LISBON, Ohio - Orange barrels won't be the only thing motorists will have to watch for while traveling throughout Columbiana County.More >>

YOUNGSTOWN, Ohio - It's a question you may hear every day: "Will you be paying with cash or card?" But following massive security breaches, like the ones at Target and Neiman Marcus, consumers are thinking twice before handing over their credit and debit cards.

And although paying in cash may seem like the best bet to protect yourself, some experts say the best line of defense is keeping up with technology.

"Things get done quicker, let's face it, in this technology driven world using debit cards and credit cards," said Victor Russell, Regional Operations Manager with Apprisen.

Russell also says credit is still one of the safest ways to make purchases because it has built in protections.

If stolen, the card's rightful owner is usually only responsible for the first $50 of fraudulent charges and banks will call their customers if they notice unusual spending.

Farmers National, like some other banks, offers free security software designed to catch information attacks that anti virus software might miss. A tool that helps keep their customers in pace with technology.

"That's where your exposure comes in when things aren't updated, when things aren't current that's when those vulnerabilities start to open up a little bit wider," said Farmers National Bank Information Security Officer Christopher Wentz.

But surprisingly, Russell says many consumers don't take simple steps to protect themselves. He says 55% don't check their credit card statements for inaccuracy's and 65% don't take advantage of free credit reports.

"It there is an issue with someone using your identify to obtain credit it's going to show up on that credit report right away, and that's going to be one of your first lines of defense," said Russell.

Russell says the only "true" free credit report is available at www.annualcreditreport.com

 

 

 

  • SpotlightSpotlightMore>>

  • Updated

    The Scrappers host “POPS at the Ballpark” featuring the Youngstown Symphony Orchestra

    The Scrappers host “POPS at the Ballpark” featuring the Youngstown Symphony Orchestra

    Tuesday, April 15 2014 2:04 PM EDT2014-04-15 18:04:57 GMT
    NILES, Ohio – The Mahoning Valley Scrappers and the Youngstown Symphony Orchestra are excited to host one of the Valley's premiere summer events, POPS at the Ballpark,More >>
    NILES, Ohio – The Mahoning Valley Scrappers and the Youngstown Symphony Orchestra are excited to host one of the Valley's premiere summer events, POPS at the Ballpark, presented by Stanley E. Shearer with Northwestern Mutual and 21 WFMJ on Saturday, August 23, 2014 at Eastwood Field.More >>
  • Around the WebMore>>

  • Ohio teacher fired over comment on black president

    Ohio teacher fired over comment on black president

    CINCINNATI (AP) - An Ohio teacher has been fired following allegations that he told a black student who said he wanted to become president that the nation didn't need another black president.The Cincinnati Enquirer reports (http://cin.ci/1kIkFmQ ) the Fairfield Board of Education voted 4-0 on Thursday to fire science teacher Gil Voigt.Voigt didn't immediately return a call for comment Friday but has said the student misquoted him.Voigt, who is white, says what he actually told the teen was th...More >>
    CINCINNATI (AP) - An Ohio teacher has been fired following allegations that he told a black student who said he wanted to become president that the nation didn't need another black president.The Cincinnati Enquirer reports (http://cin.ci/1kIkFmQ ) the Fairfield Board of Education voted 4-0 on Thursday to fire science teacher Gil Voigt.Voigt didn't immediately return a call for comment Friday but has said the student misquoted him.Voigt, who is white, says what he actually told the teen was th...More >>
  • 13-1/2 pound boy born at southeastern Pa. hospital

    13-1/2 pound boy born at southeastern Pa. hospital

    Saturday, April 19 2014 8:54 PM EDT2014-04-20 00:54:06 GMT
    DREXEL HILL, Pa. (AP) - A woman has given birth to a more than 13-pound baby at a southeastern Pennsylvania hospital.Officials at Delaware County Memorial Hospital say Brian and Danielle Dwyer's son born Monday is the largest baby they can recall there.Waldo James Mysterious Dwyer tipped the scales at 13 pounds, 8-1/2 ounces.The couple loved the "Where's Waldo?" books as children, so that's where they got their son's first name.Brian Dwyer said the middle name Mysterious is because Waldo was ...More >>
    DREXEL HILL, Pa. (AP) - A woman has given birth to a more than 13-pound baby at a southeastern Pennsylvania hospital.Officials at Delaware County Memorial Hospital say Brian and Danielle Dwyer's son born Monday is the largest baby they can recall there.Waldo James Mysterious Dwyer tipped the scales at 13 pounds, 8-1/2 ounces.The couple loved the "Where's Waldo?" books as children, so that's where they got their son's first name.Brian Dwyer said the middle name Mysterious is because Waldo was ...More >>
  • Teen suspended for asking Miss America to prom

    Teen suspended for asking Miss America to prom

    Saturday, April 19 2014 8:44 PM EDT2014-04-20 00:44:23 GMT
    YORK, Pa. (AP) - A Pennsylvania high school student is in hot water for asking Miss America to prom during a question and answer session at school.Eighteen-year-old Patrick Farves said he received three days of in-school suspension Thursday because he asked Nina Davuluri to prom.The senior at Central York High School stood up and popped the prom question, then walked to the stage with a plastic flower. Davuluri just laughed and the students cheered.School officials heard about Farves' plan in...More >>
    YORK, Pa. (AP) - A Pennsylvania high school student is in hot water for asking Miss America to prom during a question and answer session at school.Eighteen-year-old Patrick Farves said he received three days of in-school suspension Thursday because he asked Nina Davuluri to prom.The senior at Central York High School stood up and popped the prom question, then walked to the stage with a plastic flower. Davuluri just laughed and the students cheered.School officials heard about Farves' plan in...More >>
Powered by WorldNow
All content © Copyright 2000 - 2014 Worldnow and WFMJ. All Rights Reserved. For more information on this site, please read our Privacy Policy and Terms