YOUNGSTOWN, Ohio - The stock market took a big hit on Monday and investors are saying it goes hand in hand with falling gas prices.

While consumers are enjoying the unthinkable, gas at less than two dollars a gallon again, why is it making the Wall Street wizards nervous?

"What's important to remember is that energy companies are included in the Dow Industrial Average which took that big hit yesterday, and as oil prices fall the total revenue for those companies fall, so they're actually making less money and that makes investors nervous," said Sarah Jenyk, an instructor in the economics department at Youngstown State University.

It's estimated that every 10 cent drop in gas prices equates to $50-billion in consumer spending.

"Consumers have more disposal income that they don't need to spend on gasoline and they can then spend on clothes or restaurants," said Jenyk.

While some say it's time that the little guy finally gets a break, analysts say if the trend continues there could be a down side.

"As oil companies have less revenue coming in, they're going to be able to spend less on capital investments, equipment, machinery, so then companies that supply those goods to the oil and gas companies are then going to see their total revenues fall," Jenyk pointed out.

That ripple effect might eventually impact employment in terms of layoffs or job losses. Plus, a reeling stock market could put many average citizens in the game in terms of investments such as 401K accounts, but Jenyk said oil is a global issue and it's hard to predict what will happen down the line.